Comments
yourfanat wrote: I am using another tool for Oracle developers - dbForge Studio for Oracle. This IDE has lots of usefull features, among them: oracle designer, code competion and formatter, query builder, debugger, profiler, erxport/import, reports and many others. The latest version supports Oracle 12C. More information here.

2008 West
DIAMOND SPONSOR:
Data Direct
SOA, WOA and Cloud Computing: The New Frontier for Data Services
PLATINUM SPONSORS:
Red Hat
The Opening of Virtualization
GOLD SPONSORS:
Appsense
User Environment Management – The Third Layer of the Desktop
Cordys
Cloud Computing for Business Agility
EMC
CMIS: A Multi-Vendor Proposal for a Service-Based Content Management Interoperability Standard
Freedom OSS
Practical SOA” Max Yankelevich
Intel
Architecting an Enterprise Service Router (ESR) – A Cost-Effective Way to Scale SOA Across the Enterprise
Sensedia
Return on Assests: Bringing Visibility to your SOA Strategy
Symantec
Managing Hybrid Endpoint Environments
VMWare
Game-Changing Technology for Enterprise Clouds and Applications
Click For 2008 West
Event Webcasts

2008 West
PLATINUM SPONSORS:
Appcelerator
Get ‘Rich’ Quick: Rapid Prototyping for RIA with ZERO Server Code
Keynote Systems
Designing for and Managing Performance in the New Frontier of Rich Internet Applications
GOLD SPONSORS:
ICEsoft
How Can AJAX Improve Homeland Security?
Isomorphic
Beyond Widgets: What a RIA Platform Should Offer
Oracle
REAs: Rich Enterprise Applications
Click For 2008 Event Webcasts
SYS-CON.TV
Today's Top SOA Links


Why Did My Mortgage Application Get Rejected?! | RealtyPin.com

LOS ANGELES, Feb. 19, 2013 /PRNewswire-iReach/ -- If this is a question you've shrieked recently, you're not alone. As the real estate experts on Realtypin.com have pointed out time and time again, mortgage standards have tightened up dramatically since the housing bubble burst. In fact, these days, it's estimated that a whopping 30% of mortgage applications get rejected!

RealtyPin.com on mortgages: More Americans Paying Their Mortgages on Time

However, getting a big, fat "no" from a lender doesn't necessarily mean that your dreams of homeownership have to come to a screeching halt. But before you can move forward, you have to figure out what went wrong. By law, your lender has to tell you why they deemed you to be a less-than-stellar homeowner. Specifically, they have to give you a letter that spells out a reason for your rejection. So, what are some of the reasons in those letters?

Home buying tips from RealtyPin.com: Top Mistakes Home Buyers Make

-  Your loan-to-value ratio
This is just a fancy way of saying that the home you want to buy was appraised at a value that was less than the amount of the mortgage you applied for. While this may sound like a huge problem at first, it's actually a relatively-easy problem to fix.

As the  mortgage experts at Realtypin.com recently explained, low (and downright inaccurate) appraisals have become more and more common over the past few months. So, getting your problem solved can be as easy as getting a new appraisal.

RealtyPin.com real estate tips: Reasons to Love Title Insurance

But how exactly do you do that?
If your current lender won't agree to a do-over, simply look for a new one. After all, each mortgage application is going to come with its own separate appraisal. The appraisal from your next lender may be much more accurate!

RealtyPin.com real estate investing analysis: How Will a Blizzard Affect the Housing Market?

-  Your credit score
The last thing lenders want is a repeat of the subprime mortgage crisis – or, in other words, they don't want to give out loans to people who won't be able to pay them back. So, if your credit score could use some work, expect your mortgage application to get rejected.
While this isn't quite as easy to fix as the appraisal issue, it's not insurmountable. Simply take a few months to get your credit back on track. Then, you can reapply!


Home owning tips from RealtyPin.com: Judicial vs. Non-Judicial Foreclosures – How Do They Affect You?

-  You're not sure why
Despite doing some digging, you can't find anything wrong on your end, huh? It could be that your lender is just really picky about who they give mortgages to. If that's what happened to you, you might want to try applying for a mortgage at a smaller bank. For example, community banks don't tend to have as much red tape as the "big guys" do, so you may have more luck at one of them.
 

Media Contact: James Paffrath, RealtyPin.com, 1-(866) 960-8649, james@realtypin.com

News distributed by PR Newswire iReach: https://ireach.prnewswire.com

SOURCE RealtyPin.com

About PR Newswire
Copyright © 2007 PR Newswire. All rights reserved. Republication or redistribution of PRNewswire content is expressly prohibited without the prior written consent of PRNewswire. PRNewswire shall not be liable for any errors or delays in the content, or for any actions taken in reliance thereon.

Web 2.0 Latest News
My favorite writer, Gil Press, sums it up with, “It’s Official: The Internet Of Things Takes Over Big Data As The Most Hyped Technology” where he talks about how Gartner released its latest Hype Cycle for Emerging Technologies, and how big data has moved down the “trough of disillusion...
I'll be heading to Southeast Asia immediately following our upcoming @CloudExpo @ThingsExpo in Santa Clara. I'll rekindle some previous business relationships I had when I lived in the region in 2009-2012. I'll also investigate new ways to bring the messages of socio-economic growth th...
Internet of @ThingsExpo Silicon Valley announced today its first 20 all-star speakers and sessions for its upcoming event, which will take place November 4-6, 2014, at the Santa Clara Convention Center in Silicon Valley. @ThingsExpo, the first and largest IoT event in the world, debute...
Last week I was both learning and speaking at the The Internet of @ThingsExpo in New York City. I taught a session on the subject of IoT, Code Halos and Digital Transformation Strategies. Then I had the privilege of interviewing Microsoft's mobile and IoT guru Nick Landry (Twitter @Act...
Everything from jet engines to refrigerators is joining the Internet of Things, pushing networks to the brink. In a new Boeing 747, almost every part of the plane is connected to the Internet, recording and, in some cases, sending continuous streams of data about its status. General El...
Subscribe to the World's Most Powerful Newsletters
Subscribe to Our Rss Feeds & Get Your SYS-CON News Live!
Click to Add our RSS Feeds to the Service of Your Choice:
Google Reader or Homepage Add to My Yahoo! Subscribe with Bloglines Subscribe in NewsGator Online
myFeedster Add to My AOL Subscribe in Rojo Add 'Hugg' to Newsburst from CNET News.com Kinja Digest View Additional SYS-CON Feeds
Publish Your Article! Please send it to editorial(at)sys-con.com!

Advertise on this site! Contact advertising(at)sys-con.com! 201 802-3021




SYS-CON Featured Whitepapers
ADS BY GOOGLE