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cahoot Launches New Two-Year Fixed Rate Bond Paying 2.40 Per Cent AER
- Rate available on balances from GBP 25,000 to GBP 2m

LONDON, UNITED KINGDOM -- (Marketwire) -- 02/13/13 -- Following the launch of several successful one year bonds during 2012, cahoot is launching a new two-year fixed rate bond paying 2.40 per cent AER. The bond is available from 12 February to 12 March 2013 (subject to availability), and customers can apply online at

On maturity, the bond converts into a new cahoot savings account with on-line access and a tiered variable rate, dependant upon the balance in the account.

Matt Hall, Head of cahoot, said: "Term products are currently very popular as savers look for a fixed return in an unpredictable market, so cahoot has launched a two year bond, paying a guaranteed fixed rate of 2.40%. This bond will be a limited offer, so customers will need to buy early to avoid missing out."

Product details                                                             
2 year fixed rate bond (issue 5)                                            
Rate:                 2.40% gross AER                                       
Term:                 2 year fixed term                                     
On-sale period:       12 February to 12 March 2013 (i)                      
Investment period:    12 February to 26 March 2013                          
Maturity date:        1 April 2015                                          
Interest payable:     On term start date and then annually, until maturity  
Investment:           GBP 25k to GBP 2m                                     
Opening:              On-line only                                          
Withdrawals:          Not allowed                                           
Available to:         New and existing customers aged 18 and over           
(i) May be withdrawn sooner if over-subscribed                              

For media use only. Not to be used by consumers to make financial decisions.

Notes to Editors

About cahoot and Santander

Santander UK plc is a full-service retail and commercial bank providing services to 25 million customers, with more than 1,400 branches and around 4,200 cash machines. It is a wholly owned subsidiary of Banco Santander. Santander UK plc manages its affairs autonomously, with its own local management team, responsible solely for its performance. Over 85% of the assets on Santander UK plc's balance sheet are UK based and it is subject to full supervision of the Financial Services Authority (FSA) in the UK. Santander UK plc customers are protected by the Financial Services Compensation Scheme (FSCS) in the UK. Sovereign exposures to Europe (excluding UK) as at September 2011 are not significant at less than 1% of total assets and primarily relate to Swiss government. Total exposure to periphery countries is c. 0.5% of total assets.

Banco Santander (SAN.MC, STD.N, BNC.LN) is a retail and commercial bank, based in Spain, with a presence in 10 main markets. Santander is the largest bank in the euro zone and is among the fifteen in the world by market capitalization. Founded in 1857, Santander had EUR 1.383 trillion in managed funds, more than 102 million customers, 14,760 branches - more than any other international bank - and 193,000 employees at the close of 2011. It is the largest financial group in Spain and Latin America. Furthermore, it has significant positions in the United Kingdom, Portugal, Germany, Poland and the U.S. northeast. Santander Consumer Finance operates in the Group's core markets as well as in the Nordic region. In 2011, Grupo Santander registered EUR 7,021 million in recurring net profit.

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