yourfanat wrote: I am using another tool for Oracle developers - dbForge Studio for Oracle. This IDE has lots of usefull features, among them: oracle designer, code competion and formatter, query builder, debugger, profiler, erxport/import, reports and many others. The latest version supports Oracle 12C. More information here.

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Research and Markets: Proactive Consumer Fraud Communications

Research and Markets ( has announced the addition of the "Proactive Consumer Fraud Communications: Don't Call Me, I'll Call You" report to their offering.

Contemporary consumers want to have more control over their money. They are demanding more information faster and access to updates on activity taking place on their accounts. They are also becoming increasingly aware of the threat inherent in online transactions. Until recently, bringing the consumer directly into the fraud detection value stream has not been part of most issuers' risk management strategy.

New research from Mercator Advisory Group, Proactive Consumer Fraud Communications: Don't Call Me, I'll Call You, examines how this paradigm is changing and looks at the impact this is having on contact center services, issuer support strategies, and direct-to-consumer apps. This analysis considers the shifting consumer support environment, which is responding to consumers' interest in information and personalized, on-demand services as well as issuers' needs to better control fraud and reduces expenses.

"For debit card portfolio managers responsible for delivering profitable products in a constrained revenue environment, effectively managing risk and responding to the expectations of an increasingly tech-centric consumer creates a strong business need to consider how interactive communications impact the franchise from a cost and value perspective," comments Patricia Hewitt, director of Mercator Advisory Group's Debit Advisory Service and author of the report.


- An analysis of consumer survey results relating to their use and interest in proactive alerts, concerns about fraud, and communication preferences

- The evolution of the consumer contact industry including the development of virtual personal assistants to augment consumer self-service channels

- A look at the direct-to-consumer fraud alert application, SafePay, a solution designed to appeal to the small and medium enterprise (SME) online merchant and the early adopter, risk-averse consumer

- A discussion of debit card issuers' interest in expanding the services connected to their retail portfolio, which includes these emerging communication technologies that serve to deputize cardholders into the risk management process

Key Topics Covered

- Executive Summary

- Introduction

- Omnichannel Usage

- Consumer Reactions to Payment Card Fraud

- Omnichannel Communication Opportunity

- Text Messaging

- Deputizing Consumers

- Old School, New Technology

- A New School Is in Session: SafePay

- At Your Service: Virtual Personal Assistants (VPAs)

- Conclusions About the Beginning

- Copyright Notice

Companies Mentioned

- SafePay

- Nuance Communications

- Varolii Corporation

For more information visit

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