Comments
yourfanat wrote: I am using another tool for Oracle developers - dbForge Studio for Oracle. This IDE has lots of usefull features, among them: oracle designer, code competion and formatter, query builder, debugger, profiler, erxport/import, reports and many others. The latest version supports Oracle 12C. More information here.

2008 West
DIAMOND SPONSOR:
Data Direct
SOA, WOA and Cloud Computing: The New Frontier for Data Services
PLATINUM SPONSORS:
Red Hat
The Opening of Virtualization
GOLD SPONSORS:
Appsense
User Environment Management – The Third Layer of the Desktop
Cordys
Cloud Computing for Business Agility
EMC
CMIS: A Multi-Vendor Proposal for a Service-Based Content Management Interoperability Standard
Freedom OSS
Practical SOA” Max Yankelevich
Intel
Architecting an Enterprise Service Router (ESR) – A Cost-Effective Way to Scale SOA Across the Enterprise
Sensedia
Return on Assests: Bringing Visibility to your SOA Strategy
Symantec
Managing Hybrid Endpoint Environments
VMWare
Game-Changing Technology for Enterprise Clouds and Applications
Click For 2008 West
Event Webcasts

2008 West
PLATINUM SPONSORS:
Appcelerator
Get ‘Rich’ Quick: Rapid Prototyping for RIA with ZERO Server Code
Keynote Systems
Designing for and Managing Performance in the New Frontier of Rich Internet Applications
GOLD SPONSORS:
ICEsoft
How Can AJAX Improve Homeland Security?
Isomorphic
Beyond Widgets: What a RIA Platform Should Offer
Oracle
REAs: Rich Enterprise Applications
Click For 2008 Event Webcasts
SYS-CON.TV
Today's Top SOA Links


The Pros and Cons of Today's Housing Market

LOS ANGELES, Nov. 20, 2012 /PRNewswire-iReach/ -- With turkeys defrosting in refrigerators and cans of cranberry sauce flying off the shelves, it's time to sit down and think about what we should be thankful for in today's housing market. If you don't think there's very much to smile about, think again! In fact, there are 3 pros to today's housing market:

(Photo: http://photos.prnewswire.com/prnh/20121120/CG17340)

1.New construction is going up According to the Commerce Department, the number of newly-constructed homes surged 15% in September. That means builders are now working as fast as they were back in 2008 – clearly a sign that the demand is starting to come back. In fact, there is such a demand for brand new homes in Tampa that there aren't enough construction workers to go around! On a national level, all of that building isn't just good for the housing market. It's also good for the job market. After all, every new house that goes up creates jobs for the people who build it!

2. Existing home sales are up New constructions aren't having all of the fun. The October sales numbers just came out, and the number of existing home sales went up 2.1%. Even better news? The median sales price is 1% higher than it was in October 2011 (right now it's at $178,600). It's a small step, but it's also a step in the right direction.

Why is the Phoenix housing market doing so well?

3.Interest rates are still low You might be tempted to call 2012 the "Year of the Low Interest Rate", thanks to all of the record lows we set this year! And, as the sun starts to set on 2012, 30-year rates are still well under 4%. In fact, right now the average rate on a 30-year fixed mortgage is 3.34% -- yet another all-time record. So, if you're still on the fence about buying or refinancing, these low rates might just make up your mind for you! Of course, there is still plenty of work to do.

Tips to negotiate your mortgage refinance

You may not be so thankful for these 3 things around the Thanksgiving table this year:

1.Home values Those little gains we're seeing now will take a long time to add up. Unlike the pre-bust housing market – when you could go out, buy a house, and sell it a few months later for a profit – times have changed. In fact, according to a study done by the analytics firm Fiserv, housing prices won't return to their pre-bust levels until 2023.

2.Unemployment With the nation's unemployment rate still hovering around 8%, you can't expect to see a major improvement in the housing market. Obviously, people aren't going to run out and buy houses if they don't have jobs! Even many of the people who do have jobs are afraid to commit to a 15-year or 30-year mortgage. After all, they're one pink slip away from facing a serious foreclosure threat. Many of them would rather rent until things start to level out, rather than risk a financial nightmare.

Is it possible to retire without a mortgage to worry about?

3.Quantitative Easing The Federal Reserve's plan to buy $40 billion worth of bonds every month for the foreseeable future is designed to keep interest rates low. So far, it's doing that, which is a good thing. However, the Fed says it plans to keep interest rates low until 2015. As a result, there's not really a sense of urgency for buyers to run out and buy NOW. Since they know they have at least two more years of low rates, there's nothing motivating them to take action (and, thus, aid the housing market's recovery) right now.

Hopefully, with another year under our belts, we'll have even more to be thankful for next Thanksgiving!

http://www.realtypin.com

Media Contact:

Daniel Torelli RealtyPin.com, 514-836-1432, daniel@realtypin.com

News distributed by PR Newswire iReach: https://ireach.prnewswire.com

SOURCE RealtyPin.com

About PR Newswire
Copyright © 2007 PR Newswire. All rights reserved. Republication or redistribution of PRNewswire content is expressly prohibited without the prior written consent of PRNewswire. PRNewswire shall not be liable for any errors or delays in the content, or for any actions taken in reliance thereon.

Web 2.0 Latest News
For retailers everywhere, it’s a challenging new day. Security threats are a constant – both inside their four walls and out. The big security breaches we hear about on the news; the smaller ones sometimes not. But their impact remains costly to us all. The need for mobility, rapidly e...
I write and study often on the subject of digital transformation - the digital transformation of industries, markets, products, business models, etc. In brief, digital transformation is about the impact that collected and analyzed data can have when used to enhance business processes ...
I had the privilege of attending a mobile security event this week and speaking with many experts on the matter. I am not a mobile security expert, so my role was to speak on mobile strategies and trends and to learn as much as I could. What did I learn? I learned the difference b...
General Electric (GE) has been a household name for more than a century, thanks in large part to its role in making households easier to run. Starting with the light bulb invented by its founder, Thomas Edison, GE has been selling devices (“things”) to consumers throughout its 122-year...
It's time to condense all I've seen, heard, and learned about the IoT into a fun, easy-to-remember guide. Without further ado, here are Five (5) Things About the Internet of Things: 1. It's the end-state of Moore's Law. It's easy enough to debunk the IoT as “nothing new.” After all,...
Subscribe to the World's Most Powerful Newsletters
Subscribe to Our Rss Feeds & Get Your SYS-CON News Live!
Click to Add our RSS Feeds to the Service of Your Choice:
Google Reader or Homepage Add to My Yahoo! Subscribe with Bloglines Subscribe in NewsGator Online
myFeedster Add to My AOL Subscribe in Rojo Add 'Hugg' to Newsburst from CNET News.com Kinja Digest View Additional SYS-CON Feeds
Publish Your Article! Please send it to editorial(at)sys-con.com!

Advertise on this site! Contact advertising(at)sys-con.com! 201 802-3021




SYS-CON Featured Whitepapers
ADS BY GOOGLE