Comments
yourfanat wrote: I am using another tool for Oracle developers - dbForge Studio for Oracle. This IDE has lots of usefull features, among them: oracle designer, code competion and formatter, query builder, debugger, profiler, erxport/import, reports and many others. The latest version supports Oracle 12C. More information here.

2008 West
DIAMOND SPONSOR:
Data Direct
SOA, WOA and Cloud Computing: The New Frontier for Data Services
PLATINUM SPONSORS:
Red Hat
The Opening of Virtualization
GOLD SPONSORS:
Appsense
User Environment Management – The Third Layer of the Desktop
Cordys
Cloud Computing for Business Agility
EMC
CMIS: A Multi-Vendor Proposal for a Service-Based Content Management Interoperability Standard
Freedom OSS
Practical SOA” Max Yankelevich
Intel
Architecting an Enterprise Service Router (ESR) – A Cost-Effective Way to Scale SOA Across the Enterprise
Sensedia
Return on Assests: Bringing Visibility to your SOA Strategy
Symantec
Managing Hybrid Endpoint Environments
VMWare
Game-Changing Technology for Enterprise Clouds and Applications
Click For 2008 West
Event Webcasts

2008 West
PLATINUM SPONSORS:
Appcelerator
Get ‘Rich’ Quick: Rapid Prototyping for RIA with ZERO Server Code
Keynote Systems
Designing for and Managing Performance in the New Frontier of Rich Internet Applications
GOLD SPONSORS:
ICEsoft
How Can AJAX Improve Homeland Security?
Isomorphic
Beyond Widgets: What a RIA Platform Should Offer
Oracle
REAs: Rich Enterprise Applications
Click For 2008 Event Webcasts
SYS-CON.TV
Today's Top SOA Links


NAR Ready to Fight for Homeownership Future

ORLANDO, FL -- (Marketwire) -- 11/09/12 -- The next few years will be pivotal for the future of homeownership in this country, according to 2013 National Association of Realtors® President Gary Thomas in a news conference today during the 2012 Realtor® Conference and Expo.

"For most of this nation's history, homeownership has been an investment in our collective futures," said Thomas, broker-owner of Evergreen Realty in Villa Park, Calif. "Realtors® know our country faces some tough choices ahead, but we also understand the vital role that real estate plays in both the long- and short-term health of this nation. Our country's continued commitment to homeownership is part of what has made us strong; I think Franklin Delano Roosevelt said it best -- 'A nation of homeowners is unconquerable.'"

In 2013, Thomas explained, Congress is expected to focus on tax policy and reform to address the federal debt. As policymakers struggle to balance federal spending and revenue, programs and benefits that encourage homeownership may be affected. One popular and effective incentive is the mortgage interest deduction.

"Last year, NAR secured 183 bipartisan cosponsors for a House resolution that emphasized continued support for the current federal income tax deduction for mortgage interest, and we will continue to work with members of Congress on the consumer's behalf on this issue," said Thomas. "Normally, nearly nine out of 10 home buyers must borrow money to buy a home. Tax benefits like the MID help hard-working families begin building their future through homeownership. And encouraging homeownership has been shown to strengthen families, communities and our nation's economy."

Realtors® are also concerned about the availability of affordable financing. NAR continues to advocate a broad definition for the Qualified Residential Mortgage rule; under a narrowly defined QRM, borrowers with less than 20 percent down would have to choose between higher fees and rates, up to 3 percentage points more, or a 9-14 year delay while they save for the necessary down payment, according to NAR research.

"Realtors® advocate a responsible, sustainable model for homeownership," said Thomas. "Saving the necessary down payment has always been the principal obstacle for first-time home buyers. Strong evidence shows that responsible lending standards and ensuring a borrower's ability to repay have the greatest impact on reducing lender risk, and not high down payments."

NAR research has shown that tight credit continues to hold back home sales, as well. According to the most recent Realtors® Confidence Index, more than 50 percent of loans in September went to borrowers with credit scores above 740. In comparison, only 41 percent of loans backed by Fannie Mae had FICO scores above 740 during 2001 to 2004 -- a time of normal residential real estate markets -- while 43 percent of Freddie Mac-backed loans were above 740. NAR economists estimate that an additional 500,000-700,000 home sales could be made if credit conditions returned to normal.

"The issue right now isn't whether someone chooses to rent or buy today; it's whether they'll be able to become homeowners in the future," said Thomas. "As the leading advocate for homeownership and real estate issues, NAR is ready to engage. Realtors® are fully committed to ensuring that anyone who is able and willing to assume the responsibilities of owning a home has the opportunity to pursue that dream."

The National Association of Realtors®, "The Voice for Real Estate," is America's largest trade association, representing 1 million members involved in all aspects of the residential and commercial real estate industries.

Information about NAR is available at www.realtor.org. This and other news releases are posted in the "News, Blogs and Video" tab on the website.

For further information contact:
Stephanie Singer
202-383-1050
Email Contact

About Marketwired .
Copyright © 2009 Marketwired. All rights reserved. All the news releases provided by Marketwired are copyrighted. Any forms of copying other than an individual user's personal reference without express written permission is prohibited. Further distribution of these materials is strictly forbidden, including but not limited to, posting, emailing, faxing, archiving in a public database, redistributing via a computer network or in a printed form.

Web 2.0 Latest News
DevOps Summit at Cloud Expo 2014 Silicon Valley was a terrific event for us. The Qubell booth was crowded on all three days. We ran demos every 30 minutes with folks lining up to get a seat and usually standing around. It was great to meet and talk to over 500 people! My keynote was we...

#IoT #IDM #SDAS #infosec

As the Internet of Things continues to expand (and it is expanding rapidly) the issue of access to applications is going to get a lot more messy.

One of the benefits of cloud, so I'm told, is it is "easy access" for everyone...

#DevOps

App deployment should be viewed as a comprehensive, end to end process.But we treat it today like each silo is a fork in a project that never merges back together, causing disjointed operations, reporting, measurement and ultimately, failure to meet business priori...

Cryptocurrencies have gained traction in the past half-decade for a variety of reasons. Bitcoin has become the most popular cryptocurrency in the world due to its sudden rise in value and acceptance within the international marketplace. You might be wondering: What does cloud computing...
HP charts a better path to simplified, just-in-time, and pan-IT support improvements -- despite dynamic and complex IT environments. Much of the attention to coping with mega IT challenges such as cloud, bring your own device (BYOD), mobile applications, and big data focuses on adopti...
Subscribe to the World's Most Powerful Newsletters
Subscribe to Our Rss Feeds & Get Your SYS-CON News Live!
Click to Add our RSS Feeds to the Service of Your Choice:
Google Reader or Homepage Add to My Yahoo! Subscribe with Bloglines Subscribe in NewsGator Online
myFeedster Add to My AOL Subscribe in Rojo Add 'Hugg' to Newsburst from CNET News.com Kinja Digest View Additional SYS-CON Feeds
Publish Your Article! Please send it to editorial(at)sys-con.com!

Advertise on this site! Contact advertising(at)sys-con.com! 201 802-3021




SYS-CON Featured Whitepapers
ADS BY GOOGLE